Category: Uncategorized

WEBINAR: Lakes and Snow to Beaches and a Sunny Glow: Changing Residency from Minnesota

Posted on by Trone

November 28, 2023 at 1:00 CST

Lakes and Snow to Beaches and a Sunny Glow: Changing Residency from Minnesota

Mike Rogers, Joe Rapacki CPA, and the 360 team review the key things to consider when determining a retirement move from Minnesota to another State.

Key factors to consider and will be covered in the webinar are tax policies (state income tax and exemptions for retirement income), the cost of living, healthcare availability, climate preferences, recreational opportunities, senior-friendly communities, Social Security benefits, estate planning, long-term care options, housing choices, and the impact on social and family ties. Thorough research and financial planning, including consulting a financial advisor, are crucial for a successful retirement transition to another state.

 

Downloads from the presentation:

Income Tax Fact Sheet: Residency
Income Tax Fact Sheet: Part-Year Residency

 

Looking for more information? Contact us at [email protected] 

Download Your FREE Copy of Our Minnesota Estate Planning Checklist

    The Professionals associated with 360 Financial may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and offer investment advice through 360 Financial, a registered investment advisor; or (2) solely tax professionals of Rapacki & Co., and not affiliated with LPL Financial. Tax/accounting/CPA related services offered through Rapacki & Co. DBA 360 Financial Tax Strategies. Rapacki & Co. is a separate legal entity and not affiliated with LPL Financial. LPL Financial does not offer tax advice or Tax/accounting/CPA related services.

    All investing involves risk, including loss of principal. No strategy assures success or protects against loss.

    We are collecting for Toys for Tots!

    Posted on by Trone

    November – December 15, 2023

    360 Financial in Wayzata is an Official drop-off site for Toys for Tots.

    Come by to drop off new, unwrapped gifts, have a latte, and say “hi!”

    We love to see you!

    Come to our office to donate new, unwrapped toys!

    Now through Dec. 15 8 a.m. to 5 p.m. M-F daily

    360 Financial | 849 Lake Street E | Wayzata

     

    The Toys for Tots goal for 2023 is to ensure each child receives:
    • one gift (Toy),
    • two Stocking Stuffers, and
    • one book or arts and crafts

    Gift cards/cash donations are also accepted and will be used to purchase toys.

    360 Financial will deliver the Toys For Tots to the distribution site.

    Community Impact

    Thank you in advance for helping create a strong impact on our community. It is one of 360 Financial’s core values and we appreciate your support!

    Learn More about Toys For Tots

    WEBINAR: Tax Planning: Building Financial Well-being in 2023 and Beyond

    Posted on by Trone

    October 19, 2023 at 1:30 CST

    Tax Planning: Building Financial Well-being in 2023 and Beyond

    As 2023 is nearing the end, so are your opportunities for year-end tax strategies. Join us for an insightful webinar:Tax Planning: Building Financial Well-being in 2023 and Beyond

    Mike Rogers, Joe Rapacki, CPA, and the 360 team dive into the critical role of tax planning in achieving financial well-being. They review current and projected income, optimize timing, and adhere to tax laws. Various topics, such as tax-planning strategies, harvesting tax losses, Roth IRA conversions, charitable contributions, gift tax exemption utilization, maximizing retirement account contributions, HSA contributions, trust planning, and more, are explored in detail.

    The presentation also provides insights into 2023 Income Tax Rate Schedules and their impact on tax planning across different financial aspects. It concludes by emphasizing the importance of staying informed about tax changes and working closely with financial advisors for a prosperous financial future tailored to the specific tax landscape 2023.

    Download the 2023 Year-end Tax Planning Checklist

    Watch the Tax Planning: Building Financial Well-being in 2023 and Beyond webinar. 

    All investing involves risk including loss of principal. No strategy assures success or protects against loss.
    The Professionals associated with 360 Financial may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and offer investment advice through 360 Financial, a registered investment advisor; or (2) solely tax professionals of Rapacki & Co., and not affiliated with LPL Financial. Tax/accounting/CPA related services offered through Rapacki & Co. DBA 360 Financial Tax Strategies. Rapacki & Co. is a separate legal entity and not affiliated with LPL Financial. LPL Financial does not offer tax advice or Tax/accounting/CPA related services.
    Looking for more information?

    Download Your FREE Copy of Our Minnesota Estate Planning Checklist

      360 Financial and Rapacki + Co Enhancing Wealth and Tax Strategies

      Posted on by Trone

      Enhancing Wealth and Tax Strategies: 360 Financial and Rapacki + Co. Join Forces

      October 10, 2023

      Two industry leaders, 360 Financial and Rapacki + Co., have forged a powerful partnership as of September 28, 2023. This collaboration is set to transform wealth planning and tax strategies for individuals.

      Key Highlights:

      1. Streamlined Collaboration: Clients will enjoy seamless communication between the firms, simplifying processes and keeping clients informed.
      2. Experienced Team: A joint team of experts will devise optimal wealth planning strategies and maximize tax benefits.
      3. Tax Expertise: Skilled CPAs will ensure clients pay only what’s legally required while identifying additional tax-saving opportunities.
      4. Wealth Management: Knowledgeable professionals will guide clients in making informed investment decisions to grow their wealth efficiently.
      5. Personalized Plans: Tailored plans will maximize gains in a tax-efficient manner, recognizing clients’ hard work.

      This partnership promises a revolutionary approach to wealth and tax management, offering clients convenience, expertise, and personalized solutions to achieve their financial goals.

       

      For more information, visit:

       

      The Professionals associated with 360 Financial may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and offer investment advice through 360 Financial, a registered investment advisor; or (2) solely tax professionals of Rapacki & Co., and not affiliated with LPL Financial. Tax/accounting/CPA related services offered through Rapacki & Co. DBA 360 Financial Tax Strategies. Rapacki & Co. is a separate legal entity and not affiliated with LPL Financial. LPL Financial does not offer tax advice or Tax/accounting/CPA related services.

      WEBINAR: Could You Be Earning More Than 5% on Your Cash?

      Posted on by Trone

      September 21, 2023 at 11:00 CST

      Could You Be Earning More Than 5% on Your Cash?

      Mike Rogers and team will explore the current interest rate landscape and discover how unconventional low-rate cash accounts can potentially be leveraged for higher returns. Our Wealth Managers discuss options with cash, offering strategies that aim to amplify their returns while balancing risk. Whether you’re a seasoned investor or new to wealth management, this webinar equips you with the tools to make informed decisions in today’s dynamic economic landscape, ensuring your financial goals are pursuable.

      All investing involves risk including loss of principal. No strategy assures success or protects against loss.

      Looking for more information?

      Download Your FREE Copy of Our Minnesota Estate Planning Checklist

        360 Financial and Rapacki + Co

        Posted on by August Ash

        HELPING YOU KEEP MORE THROUGH BETTER PLANNING.

        April 21, 2023

        Two specialist firms. One powerful team.

        With 360 Financial and Rapacki + Co. in your financial corner, you get one team of experienced specialists driving your personalized, comprehensive wealth planning and tax strategy to grow your wealth and save on taxes.

        Simple, yet comprehensive.

        ONE PLACE
        Save time with seamless communication and collaboration between firms. No need to mediate back and forth to get results. We streamline the process to keep you involved and informed.

        ONE TEAM
        Joint experienced teams collaborating, strategizing, and meeting regularly to discover the most optimal wealth planning strategies for a more beneficial tax outcome for you and your family.

        Today’s Certainty.

        Having an experienced CPA on board helps ensure you’re paying the least possible amount in taxes. Our expert team of specialists apply high-level problem-solving to find more opportunities to save.

        Tomorrow’s Security.

        Our knowledgable wealth management professionals will ensure that you’re saving and investing in the right places. With a focused, collaborative tax planning strategy, we’re dedicated to find more places to diversify, invest and grow your money.

        Power in Numbers. Better Solutions for You.

        We aim help your family get the best outcomes through our comprehensive, personalized plans. We know you worked hard for your wealth. It’s important to have the right team in place that works equally hard to maximize your gains in the most tax-efficient manner possible.

        Schedule a free consultation below to learn more or call us at 952.542.8900.

         

        The Professionals associated with 360 Financial may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and offer investment advice through 360 Financial, a registered investment advisor; or (2) solely tax professionals of Rapacki & Co., and not affiliated with LPL Financial. Tax/accounting/CPA related services offered through Rapacki & Co. DBA 360 Financial Tax Strategies. Rapacki & Co. is a separate legal entity and not affiliated with LPL Financial. LPL Financial does not offer tax advice or Tax/accounting/CPA related services.

        WEBINAR: Midyear Outlook 2023: The Path Toward Stability

        Posted on by Trone

        July 20th, 2023

        Midyear Outlook 2023: The Path Toward Stability

        Mike Rogers and Brian Bohnsack will deliver market insights on what we can expect in the economy, policy, stocks, and bonds for 2023.

        Our 2023 investing outlook started with a theme of returning to normalcy. Considering 2022’s market volatility and the aftereffects of the pandemic, the idea of finding balance was certainly a welcomed change. It’s a theme we could all embrace six months ago and what we will continue to rally around through year-end.

        That’s not to say that 2023 hasn’t come with its own set of challenges. We saw two regional banks fail in rapid-fire succession in March—and another closed its doors in May. Collectively representing over $530 billion in assets, the trio ranks as the second, third, and fourth largest bank failures to date. We also held our breath as a last-minute deal to raise the debt limit came together as the clock ticked closer to default. Despite the market gyrations these events caused and a banking sector still on tenterhooks, the overall financial system seems stable.

        Looking for more information?

        Download Your FREE Copy of Our Minnesota Estate Planning Checklist

          WEBINAR: Getting Long-Term Care Planning Right

          Posted on by Trone

          April 20th, 2023

          Getting Long-Term Care Planning Right

          PROBLEM: When it comes to planning a safe and secure retirement, long-term care (LTC) remains a confusing and unaddressed challenge to many people’s financial security.

          SOLUTION: In order to feel safe and secure about your retirement plan, you need a custom approach—a “real plan”—for how you’ll pay for long-term care.

          Brian Bohnsack and Mike Rogers will cover what long-term care really is, how relying on Medicare and Medicaid is not a plan, historic problems with long-term care insurance, and new approaches to planning for long-term care for people at all stages of financial planning and health.

          Getting Long-Term Care Planning Right as they cover new approaches to planning for long-term care.

          Or download the LTC Planning Options Summary to help you get started today.

          Looking for more information?

          Download Your FREE Copy of Our Minnesota Estate Planning Checklist

            WEBINAR: Secure 2.0 Updates: Changes to Know for Retirement

            Posted on by Trone

            February 7, 2023

            Secure 2.0 Updates: Changes to Know for Retirement

            As part of the fiscal 2023 spending package, Congress passed SECURE 2.0 to incentivize retirement savings. These changes could create opportunities for your retirement savings strategy. We will do a brief overview highlighting the key changes you need to know about, including tax credits, required minimum distributions, catch-up and self-correction, contributions, and rollovers.

            Brian Bohnsack, Senior Vice President, and Mike Rogers, President of 360 Financial, will guide you through the changes and how they impact you and your retirement.

            Download the Key Takeaways

            As you watch, if you have any specific questions or concerns, please don’t hesitate to reach out to our team!

            Looking for more information?

            Download Your FREE Copy of Our Minnesota Estate Planning Checklist

              WEBINAR: 2023 Outlook: Finding Balance

              Posted on by Trone

              January 10, 2023

              Mike and Brian guide you through recognizing 2022 imbalances that had built in the economy and setting ourselves up for what comes next as the economy and markets find their way back to steadier ground—even if the adjustment period continues.

              As you watch, if you have any specific questions or concerns, please don’t hesitate to reach out to our team!

              Looking for more information?

              Download Your FREE Copy of Our Minnesota Estate Planning Checklist