Retirement Planning

RETIREMENT PLANNING

At 360 Financial we realize that retirement planning is more than simply saving for retirement. It also includes protecting your wealth and turning that wealth into an income stream that will be used to maintain your lifestyle throughout retirement and potentially leave a legacy to your family and community.


At 360 Financial, our comprehensive retirement planning services are centered on your specific financial goals. Through our proprietary process, Big Picture Planning, we make sure your plan in centered around the things that matter to you and how we are going to help you get there. We'll ask a lot of questions about your family, your job, things you like to do, and of what plan you currently have in place. We'll also help answer a lot of questions when putting together a plan.

Questions that we’ll help answer, include:

  1. What type of account should I save my hard-earned money in? (401(k), 403(b), IRA, Roth IRA, Individual/ Joint Account, or Trust)
  2. How much should I be saving for retirement?
  3. What should I be invested in to grow my wealth and protect my wealth?
  4. When can I retire?
  5. How much can I distribute from my accounts in retirement to ensure my wealth lasts my expected lifetime?
  6. How to take withdrawals in a tax-efficient and tax-smart manner?
  7. How can I leave a legacy for my children that is tax-advantageous for them?
  8. When should I take my Social Security?
  9. Should I pay off my house before retirement?
  10. How can I leave a living legacy to my children, grandchildren, or community while I’m alive?

Download Our Free Ebook, Retire Happy: A Simple Guide to Your Next Big Adventure

If you're like 93% of Americans, you're looking forward to retirement. But are you really prepared for what lies ahead? Our free ebook can help you find out. Simply fill in the fields below to receive your copy of "Retire Happy: A Simple Guide to Your Next Big Adventure."