What Is the Role of Forecasting in Financial Planning?
Forecasting plays a pivotal role in financial planning.
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27 Years of Financial Planning and Wealth Management
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At 360 Financial, we are financial advisors, financial planners, and CFPs. We're here to help you create your big picture plan.
You’ve worked hard to become successful and take care of your family, and you deserve experienced guidance as you seek to ensure your assets are protected.
As financial advisors and financial planners, we’re here to help you pursue your most important financial goals and build a lasting positive legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big picture financial goals through our comprehensive wealth management, financial planning, and estate planning services.
Your financial plan is a step-by-step guide to help you pursue your goals.
At 360 Financial, we create a financial plan and implement strategies based on your goals and big-picture plan.
A well-structured financial plan is crucial because it serves as a roadmap to your financial success.
It not only outlines your financial goals but also provides a strategic approach to address them, factoring in your income, expenses, and lifestyle.
A robust financial plan goes beyond just managing your money.
It ensures your financial decisions align with your life objectives, enabling you to confidently navigate life’s uncertainties and build a secure future.
Financial planning is one of the essential elements you need when building wealth and pursuing financial independence.
Why Does Your Financial Plan Matter?
Do You Need a Better Financial Planner?
Why Does Your Financial Plan Matter?
We believe that your investment advisor and financial planner should be working right beside you with your best interest at heart at all times. We believe that your financial advisor should be caring, open, and honest. They should give you a comprehensive plan by looking at your entire financial picture.
Your financial goals go beyond investments, and your financial advisor should as well—looking at your entire life picture.
Finally, your advisor should meet with you annually to review your financial plan and investments and make changes as necessary.
Financial Planning Minnesota
Work with Experienced Financial Advisors and Financial Planners
All of 360 financial’s advisors with CFP designations can build a complete financial plan for you.
Your financial plan will include income planning, tax strategies, investment management, legacy planning, and risk management. If you’re a business owner, your financial plan will take this into consideration.
At 360 Financial, your big picture plan is our priority.
360's Financial Planning and Wealth Management Services
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At 360 Financial, we aim to take care of every single client like they’re our family.
As an independent firm, we aim to provide outstanding service and personalized big picture planning.
Wealth Management and Financial Planning Services Include:
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Meaning-of-life questions on life goals, money, and values alignment
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Comprehensive & long-range wealth management & financial planning
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Education planning & funding (college planning)
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Estate & estate tax planning
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Generational wealth
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Investment advice & management
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Philanthropic planning & charitable giving
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Retirement goals & planning
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Risk management
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Specialist referrals
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Tax planning & strategies
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Investment management services
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Insurance planning
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Asset allocation
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Asset management
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Cash flow analysis
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Business planning and tax planning for small business
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
360's Locations
At 360 Financial, we work with clients throughout Minnesota and the USA.
We’re based in Wayzata, just outside of Minneapolis with a second location in Elk River. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Wayzata Location: 952-542-8900 | 849 Lake Street East, Wayzata, MN
Elk River Location: 763-241-0841 | 510 Freeport Avenue, Suite A, Elk River, MN
Directions and Map
"Does 360 Financial have the best financial planners in Minnesota?"
Well, we like to think so. But you’ll have to be the judge of that.
We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Common Financial Planning Questions
Many financial planners charge a 1% fee, which may not include the investment fees. Some underlying investments—such as certain mutual funds—within your portfolio may have costs over and above what you pay for financial advice.
What is a normal fee for a financial planner?
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value. We are always transparent with our service and investment fees. And we believe that you should always ask your advisor about the all-in cost.
How do you charge? What is your cost structure?
Mike Rogers, our founder and president, is part of LPL’s Chairman council which is awarded to less than 1% of advisors and based on annual production among LPL Advisors. LPL Financial is the largest brokerage firm in the nation with over 20,000 advisors. LPL is the #1 Independent Broker/Dealer in the US1 and the #3 RIA Custodian in the US2.
Does your firm receive recognition for production?
Most of 360 Financials’s clients have a portfolios of $1M or greater. Typically, we work with clients with $1M or more in investable assets or the ability to get there. If a client is younger, and building wealth, we know they will be able to grow their wealth to have $1M or more in assets at retirement.
How much money do I need to have to work with you?
You don’t need to bring anything to the first meeting. The first meeting is a conversation about your overall financial picture and your goals, so you don’t need to bring any paperwork.
What should I bring to my first meeting with you?
The terms financial advisor and a financial planner are used interchangeably. We recommend that you work with a Certified Financial Planner that is a fiduciary in Minnesota.
What is the difference between a financial advisor and a financial planner?
At 360 Financial we have many CFPs in our office.
Are you certified, financial planners?
$550M + as of July 13, 2023.
What are 360’s assets under management?
Click below to schedule a Zoom meeting or phone call. Or email or call Emily at our main office. She will send you a scheduling link to choose a date and time that work best with your schedule.
How do I schedule a call or meeting?
1 As reported by Financial Planning magazine, June 1996-2021, based on total revenue.
2 Cerulli Associates, 2020 US RIA Marketplace Report
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Schedule a 15-minute call with a 360 Financial advisor to find out if we're the right fit, how we can help you, and how the process works.
Speak with a Fiduciary Financial Advisor
Get the best financial guidance for your exact situation and goals.
No more cookie-cutter solutions or high-cost products.
The team at 360 Financial is not only knowledgeable and experienced but also incredibly responsive and accessible.
Whether it's planning for retirement, saving for our children's education, or building a robust investment portfolio, 360 Financial has been by our side every step of the way, offering guidance that is both strategic and forward-thinking.
In an industry where trust is paramount, 360 Financial has consistently demonstrated integrity, transparency, and a genuine commitment to their clients' success.
We wholeheartedly recommend them to anyone seeking not just a financial advisor, but a trusted partner on their journey towards financial prosperity.
Tom and Brenda Laska
Owners at Interior Care & Construction, Minnesota
My husband and I have been a client of 360 Financial for an impressive 20+ years.
Throughout this time, they have consistently exceeded our expectations in every aspect of financial planning and advisory services.
From the moment we first engaged with their team, we were struck by their professionalism, expertise, and unwavering commitment to our financial well-being.
They took the time to thoroughly understand our goals, concerns, and aspirations, crafting a personalized financial strategy that aligned perfectly with our needs.
What truly sets 360 Financial apart is their dedication to providing comprehensive and proactive guidance.
Client Testimonial
This statement is a testimonial by a client of the financial professional as of 04/03/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial.
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