27 YEARS OF FINANCIAL PLANNING AND
WEALTH MANAGEMENT IN MINNESOTA
At 360 Financial, we are financial advisors, financial planners, and CFPs here to help you create your big picture plan.
You’ve worked hard to become successful, and you deserve experienced guidance in seeking to ensure your assets are protected. We’re here to help you pursue your most important financial goals and build a lasting legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big picture financial goals through our wealth management, financial planning, and estate planning services.
WHY DOES YOUR FINANCIAL PLAN MATTER?
Your financial plan is a step-by-step guide to help you pursue your goals. At 360 Financial, we find and implement strategies for your financial questions. A financial plan can also increase a client’s financial knowledge and confidence when making critical financial decisions. Financial planning is one of the essential elements in seeking to build wealth and pursue financial independence.
DO YOU NEED A BETTER FINANCIAL PLANNER?
Your financial advisor should be your partner in pursuing your goals. They should be working right beside you. It would be best if you had a caring financial advisor who is open and honest. They should give you a whole comprehensive plan by looking at your entire financial picture. Your financial goals go beyond investments, and your financial advisor should also. Your advisor should meet with you at least annually to review the plan and make changes as necessary.
WHAT SHOULD YOU EXPECT FROM YOUR FINANCIAL ADVISOR?
You should expect a comprehensive financial plan that is updated at least annually. You should expect an advisor to reach out to you quarterly. Your financial planning office should know you and your family and address any of your needs.
FINANCIAL ADVISORS AND FINANCIAL PLANNERS
SERVING MINNESOTA
At 360 Financial, Your Big Picture Plan is Our Priority
All of 360 Financial’s advisors with CFP designations can build a complete financial plan for you, incorporating all aspects of your financial picture. Your financial plan will include income planning, tax strategies, investment management, legacy planning, and risk management.
FINANCIAL PLANNING AND WEALTH MANAGEMENT SERVICES
At 360 Financial, we aim to take care of every single client like they’re our family. As an independent firm, we aim to provide outstanding service and personalized big picture planning.
Wealth Management and Financial Planning Services Include:
- Meaning-of-life questions on life goals, money, and values alignment
- Comprehensive & long-range wealth management & financial planning
- Education planning & funding (college planning)
- Estate & estate tax planning
- Generational wealth
- Investment advice & management
- Philanthropic planning & charitable giving
- Retirement goals & planning
- Risk management
- Specialist referrals
- Tax planning & strategies
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
COMMON QUESTIONS
What is a normal fee for a financial planner?
Many financial planners will charge around 1%, which may not include the investment fees. Some underlying investments within your portfolio will have costs over and above what you pay for financial advice. We are always transparent with our service and investment fees, and you should ask your advisor about the all-in cost.
How do you charge? What is your cost structure?
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value
What is the difference between a financial advisor and a financial planner?
They are used interchangeably. You want to work with a Certified Financial Planner that is a fiduciary.
Are you certified, financial planners?
Yes, we have many CFPs in our office.
Does your firm receive recognition for production?
Yes, Michael Rogers, our founder and president, is part of LPL’s Chairman council which is awarded to less than 1% of advisors and based on annual production among LPL Advisors only. LPL Financial, the largest brokerage firm in the nation with 20,000 advisors. LPL is the #1 Independent Broker/Dealer in the US1 and the #3 RIA Custodian in the US2
How much money do I need to have to work with you?
Our ideal client has $1M or more in investable assets or the ability to get there. (ie. If a client is younger, building wealth, and we know they will eventually have $1M or more in assets at retirement.)
What should I bring to my first meeting with you?
You don’t need to bring anything if you don’t want to. The first meeting is just a conversation about your overall financial picture and your goals.
How do I schedule a call or meeting?
Email or call Emily in our office. She will send you a scheduling link to choose a date and time that work best with your schedule. Or click below.
What are your assets under management at 360?
$420M + as of 7/1/2022.
1 As reported by Financial Planning magazine, June 1996-2021, based on total revenue.
2 Cerulli Associates, 2020 US RIA Marketplace Report
WHERE TO FIND 360 FINANCIAL IN MINNESOTA
At 360 Financial, we work with clients throughout Minnesota and the USA. While we’re based in Wayzata, just outside of Minneapolis. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Directions and Map to 360 Financial
DOES 360 FINANCIAL HAVE THE BEST FINANCIAL PLANNERS IN MINNESOTA?
Well, we like to think so. But you’ll have to be the judge of that. We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Schedule a 15-minute Call
Click here to schedule an introductory call with one of 360 Financial’s advisors.
Find out how we can help you with your financial goals.
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