At 360 Financial, we are financial advisors, financial planners, and CFPs here to help you create your big picture plan.
You’ve worked hard to become successful, and you deserve experienced guidance in seeking to ensure your assets are protected. We’re here to help you pursue your most important financial goals and build a lasting legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big picture financial goals through our wealth management, financial planning, and estate planning services.
Your financial plan is a step-by-step guide to help you pursue your goals. At 360 Financial, we find and implement strategies for your financial questions. A financial plan can also increase a client’s financial knowledge and confidence when making critical financial decisions. Financial planning is one of the essential elements in seeking to build wealth and pursue financial independence.
Your financial advisor should be your partner in pursuing your goals. They should be working right beside you. It would be best if you had a caring financial advisor who is open and honest. They should give you a whole comprehensive plan by looking at your entire financial picture. Your financial goals go beyond investments, and your financial advisor should also. Your advisor should meet with you at least annually to review the plan and make changes as necessary.
You should expect a comprehensive financial plan that is updated at least annually. You should expect an advisor to reach out to you quarterly. Your financial planning office should know you and your family and address any of your needs.
All of 360 Financial’s advisors with CFP designations can build a complete financial plan for you, incorporating all aspects of your financial picture. Your financial plan will include income planning, tax strategies, investment management, legacy planning, and risk management.
At 360 Financial, we aim to take care of every single client like they’re our family. As an independent firm, we aim to provide outstanding service and personalized big picture planning.
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
Many financial planners will charge around 1%, which may not include the investment fees. Some underlying investments within your portfolio will have costs over and above what you pay for financial advice. We are always transparent with our service and investment fees, and you should ask your advisor about the all-in cost.
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value
They are used interchangeably. You want to work with a Certified Financial Planner that is a fiduciary.
Yes, we have many CFPs in our office.
Yes, Michael Rogers, our founder and president, is part of LPL’s Chairman council which is awarded to less than 1% of advisors and based on annual production among LPL Advisors only. LPL Financial, the largest brokerage firm in the nation with 20,000 advisors. LPL is the #1 Independent Broker/Dealer in the US1 and the #3 RIA Custodian in the US2
Our ideal client has $1M or more in investable assets or the ability to get there. (ie. If a client is younger, building wealth, and we know they will eventually have $1M or more in assets at retirement.)
You don’t need to bring anything if you don’t want to. The first meeting is just a conversation about your overall financial picture and your goals.
Email or call Emily in our office. She will send you a scheduling link to choose a date and time that work best with your schedule. Or click below.
$420M + as of 7/1/2022.
1 As reported by Financial Planning magazine, June 1996-2021, based on total revenue.
2 Cerulli Associates, 2020 US RIA Marketplace Report
At 360 Financial, we work with clients throughout Minnesota and the USA. While we’re based in Wayzata, just outside of Minneapolis. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Well, we like to think so. But you’ll have to be the judge of that. We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Click here to schedule an introductory call with one of 360 Financial’s advisors.
Find out how we can help you with your financial goals.
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February 7, 2023 Secure 2.0 Updates: Changes to Know for Retirement As part of the fiscal 2023 spending package, Congress passed SECURE 2.0 to incentivize retirement savings. These changes could create opportunities for your retirement savings strategy. We will do a brief overview highlighting the key changes you need to know about, including tax credits, […]
How to Plan for Retirement as a Self-Employed Person Written by Mike Rogers, Founder and President at 360 Financial Retirement planning for self-employed people may seem very overwhelming. When you have a full-time job, your retirement planning is in the form of a 401(k). But when you’re self-employed, the path is less cut and dry. […]