In these case studies, we share real-world examples of how we've helped our clients move toward their financial goals.
At 360 Financial, we're here to guide you through your most important financial milestones. This includes helping you with tax planning, investment management, estate planning, and financial planning.
From Tax Savings to Early Retirement
Saving Over $23,000 in Taxes as a Family Business
One of my clients is a plumber who owns and runs his own business. He employs his wife and four children. Recently, we were able to do some pretty cool things for them that allowed them to pay less tax. You may be in a similar situation, so keep reading to find out how we saved this family over $23,000 in tax in 2025.
Do You Have a Minnesota Estate Tax Issue?
I recently had a meeting with a couple that is in their early 40s to talk through their current estate plan. Their combined net worth was a little over $500,000. It might seem like estate taxes won't affect this couple, but they had a common "hidden" tax liability that we were able to identify...
Turning a Career Surprise into a Six-Figure Tax Victory and Early Retirement in Minnesota
Alex was a highly successful sales professional.
Although he was in his early sixties, he enjoyed his work and wasn’t planning to retire yet. However, the situation changed overnight when his company was bought out, and the new owners decided to eliminate Alex's position.
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How Jeff and Lisa Built a Clear Path to Retirement in Minnesota
Jeff and Lisa* were both working professionals in their mid-60s. They had spent years saving for retirement, and they believed they had done a good job. But they weren’t 100% confident. Their big question was a common one: “Can we actually afford to retire?”
How She Saved $29,000 on Her Tax Return with a Solo 401(k) Strategy
I do a tax return review for many clients each year. During one of these tax return reviews, I saw that a client's income had jumped way up and she’d have to pay 32% in federal taxes and 9.85% in state taxes. So here's what we did...
Early Retirement vs. Buying a $750k Property
My client is a successful attorney, and he loves what he does, but being financially independent is one of his goals. This year, I got to share with him that he's officially work optional! Naturally, he was glad to hear it. "But what if we buy a second property for $750,000?" he asked.
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How to Make Sure You Don’t Accidentally Disown Your Grandchildren
Everyone should have an estate plan in place. If you don't, we need to talk. But maybe you already have an estate plan in place, and you’re not worried. Great! But here’s a question for you:
Do you know what will happen when you die? In this case study, I'll show you a common estate planning mistake I helped my clients
Tax Planning Considerations for High‑Earning Business Owners in Minnesota Approaching Retirement
360 Financial partners with a married couple in their sixties—high-earning, long-time business owners seeking proactive financial guidance.
The husband leads the business, with his wife actively involved in daily operations. As they entered their peak earning years—about five years from retirement—their primary concern shifted to managing a growing annual tax bill.
How the Secure Act Tax Law Change of 2020 May Hurt Your Kids
Did you know that retirement account inheritance rules have changed? It used to be that you could keep an Inherited IRA for life. But, after the Secure Act in 2020, in most cases, an inherited IRA must be depleted within ten years. This is a BIG deal.
Is a Roth Conversion Your Ticket to Saving $100k?
A Roth conversion could save some taxpayers more than $100k in a lifetime. Here’s a secret about minimizing tax: good tax planning should focus on saving you as much in taxes as possible in your lifetime. Here's some food for thought...
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We specialize in helping business owners and entrepreneurs diversify and plan for succession.
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We ensure your money is working hard and invested in line with your business and personal goals.
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Keep everything under one roof when you work with our CPA partner, Rapacki.
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360's Big Picture Planning
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Schedule a 15-minute call with a 360 Financial advisor to find out if we're the right fit, how we can help you, and how the process works.
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