Smart Wealth Blog

Alex* was a highly successful sales professional. Although he was in his early sixties, he enjoyed his work and wasn’t planning to retire yet. However, the situation changed overnight when his company was bought out, and the new owners decided to eliminate Alex's position.

Melissa and Mike* had been clients of 360 Financial for several years. They were organized, financially disciplined, and had accumulated substantial assets across retirement, Roth, and taxable investment accounts.

Your business structure will determine how much tax you’ll owe, how your personal assets are protected, and how you pay your taxes.

Your business structure will determine how much tax you’ll owe, how your personal assets are protected, and how you pay your taxes.

If you’ve been searching for the pros and cons of retiring in Minnesota, chances are you’re trying to figure out if the Land of 10,000 Lakes is truly the right place for your next chapter.

Planning for retirement is about more than just saving money. It's also about understanding how taxes will affect your future income. If you're searching for information on Minnesota retirement taxes, you're likely wondering how Social Security, pensions, 401(k) withdrawals, and even property or estate taxes could impact your financial security.

If you have $500,000 or more in investable assets, a team of professionals can help coordinate all aspects of your financial life, aiming to ensure nothing falls through the cracks.

Do you have a 403(b) in Minnesota? The 403(b) is your financial ally in the land of retirement savings.

There are plenty of retirement plans for small businesses, but not all fit every business owner.

Retirement planning in Minneapolis requires careful attention to your financial future.

Who to work with for your retirement planning is one of the most important financial decisions you’ll ever have to make. 

When planning for retirement, ignoring inflation can jeopardize your ability to maintain your desired lifestyle.

Finding the right financial advisor begins with defining your needs.

The terms wealth advisor and financial advisor are often used interchangeably, but they are not the same.

While it’s possible to plan for retirement on your own, working with professionals can help you get the most out of your retirement planning

To find an advisor that will help you prepare for retirement, start by assessing your goals and financial situation. 

Planning for retirement is like preparing for a big trip. Having a solid retirement plan means knowing where you're going and how you're go

One of my favorite things to say in a client meeting is: Did you know that you’re now "work optional"?

A 403(b) rollover transfers funds from plans by nonprofits or schools to an IRA or other retirement account.

Insurance plays a critical role in financial planning by providing a safety net for unexpected events.