At 360 Financial, we’re here to help you with your big picture planning and financial advice needs.
You’ve worked hard to become successful, and you deserve experienced guidance in seeking to ensure your assets are protected. We’re here to help you pursue your most important financial goals and build a lasting legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big-picture financial goals through our financial advisor knowledge, financial planning, and estate planning services.
A financial advisor who cares about you and your specific situation is essential. Financial planning is not one-size-fits-all, and you need an advisor that is in tune with your goals and needs.
Looking for a financial advisor that focuses on comprehensive financial planning is essential.
You want your financial advisor to look at the whole picture and put together a plan, and investments should be a part of that plan but not the entire plan.
At 360 Financial, we focus on tax strategies, income planning, legacy planning, risk management, investment planning, and estate planning. 360’s financial advisors consider your entire financial picture when creating a plan for you.
This attention to detail is the level of care you should expect when meeting with financial advisory firms and choosing the right financial advisor for you.
If that sounds like you, you will benefit from a plan to pursue those goals.
At 360 Financial, we put together a comprehensive financial plan for our clients to follow that puts them in control of their financial outlook. As financial advisors, we are on top of what is happening in the market and have monthly investment committee meetings for expert monitoring.
We tend to think about the market, but some economic and political changes can affect other aspects of a financial plan. Due to these changes, you need someone in your corner to help you with the big-picture financial planning.
We’re based out of Wayzata, MN; however, we are happy to work with clients via Zoom or over the phone. In this digital era, you no longer have to work with the advisor down the street; you can choose to work with a team that understands you and your situation best.
Our team is dedicated. We genuinely care about our clients. Every client gets a comprehensive financial plan specifically designed for each client. We truly partner with our clients and help them pursue their financial goals.
As an independent firm, we aim to provide outstanding service and personalized big picture planning.
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
Our ideal client has $1M or more in investable assets or the ability to get there. (ie. If a client is younger and is building wealth, we know they will eventually have $1M or more in assets at retirement.)
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value
Yes, as Investment Advisor Representatives with our Registered Investment Advisor, we are fiduciaries and act in the best interest of our clients.
Yes, we do not charge commissions—only our fee, based on assets under management.
A financial advisor should give you a comprehensive plan by looking at your entire financial picture and working with you to pursue your goals. They should meet with you at least annually to review your plan and make changes as necessary. Your advisor should be your partner and listen to you and your needs. Investing is a big part of it, but it shouldn’t be the only part that your advisor focuses.
A CFP is a fiduciary, and they have to act in the best interest of their clients. They also know how to create a comprehensive plan, as they have studied risk management, estate planning, and taxes.
A financial planner that does not have a CFP designation does not need to act in the best interest of their clients, and they only do what is suitable for their clients. Of course, most still act in the best interest, but you must be careful with who you choose if they do not have the designation.
You don’t need to bring anything if you don’t want to. The first meeting is just a conversation about your overall financial picture and your goals.
Email or call Emily in our office. She will send you a scheduling link to choose a date and time that work best with your schedule. Or click below.
$550M + as of 6/7/2023.
While we’re based in Wayzata, just outside of Minneapolis. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Wayzata Location: 952-542-8900 | 849 Lake Street East, Wayzata, MN
Elk River Location: 763-241-0841 | 510 Freeport Avenue, Suite A, Elk River, MN
We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Click here to schedule an introductory call with one of 360 Financial’s advisors.
Find out how we can help you with your financial goals.
Before everyone started meeting in Zoom rooms, the term “online financial advisor” was coined to refer to an online platform that allows you to manage your investments. You’re not actually working with an advisor, you’re doing DIY investing through a platform that simplifies the process. But is this the best choice? And what are your other options?
Retirement planning is an essential step to ensure financial security later in life. The 401(k) plan is one of the most popular tools used by Americans for retirement. By setting aside a portion of their income, employees can build a nest egg and start building wealth and preparing for retirement. Additionally, many employers offer matching contributions, further boosting the potential savings.
India has emerged as a compelling economic growth story and an increasingly attractive alternative to China within the emerging markets complex. A growing population with a robust and young workforce, significant infrastructure spending, and an ongoing digital transformation have been key catalysts to India’s outperformance over China. India has also benefited from the de-globalization trend as manufacturers move production away from China. While we may not go as far as officially calling India the new China, the economic and technical trends suggest the country may be set for a prolonged period of outperformance.
Mike Rogers and team will explore the current interest rate landscape and discover how unconventional low-rate cash accounts can potentially be leveraged for higher returns. Our Wealth Managers discuss options with cash, offering strategies that aim to amplify their returns while balancing risk. Whether you’re a seasoned investor or new to wealth management, this webinar equips you with the tools to make informed decisions in today’s dynamic economic landscape, ensuring your financial goals are pursuable.
All investing involves risk including loss of principal. No strategy assures success or protects against loss.