360 FINANCIAL’S TEAM OF FINANCIAL ADVISORS IN MINNESOTA HAVE OVER 200 YEARS OF COMBINED EXPERIENCE
At 360 Financial, we are here to help you with your big picture planning and financial advice needs.
You’ve worked hard to become successful, and you deserve experienced guidance in seeking to ensure your assets are protected. We’re here to help you pursue your most important financial goals and build a lasting legacy.
Based in Minnesota, with clients across the United States, we specialize in helping successful people manage their big-picture financial goals through our financial advisor knowledge, financial planning, and estate planning services.
WHY DO YOU NEED TO HAVE A FINANCIAL ADVISOR
WHO CARES?
Money touches everything in most people’s lives. A financial advisor who cares about you and your specific situation is essential. Financial planning is not one-size-fits-all, and you need an advisor that is in tune with your goals and needs.
Choosing a Financial Advisor
Looking for a financial advisor that focuses on comprehensive financial planning is essential. You want your financial advisor to look at the whole picture and put together a plan, and investments should be a part of that plan but not the entire plan.
At 360 Financial, we focus on tax strategies, income planning, legacy planning, risk management, investment planning, and estate planning. 360’s financial advisors consider your entire financial picture when creating a plan for you.
This attention to detail is the level of care you should expect when meeting with financial advisory firms and choosing the right financial advisor for you.
DO YOU NEED FINANCIAL PLANNING?
You need financial planning if you have financial goals that you would like to work towards. If that sounds like you, you will benefit from a plan to pursue those goals.
At 360 Financial, we put together a comprehensive financial plan for our clients to follow that puts them in control of their financial outlook. As financial advisors, we are on top of what is happening in the market and have monthly investment committee meetings for expert monitoring.
Economically and politically, changes could often impact someone’s financial future. We tend to think about the market, but some economic and political changes can affect other aspects of a financial plan. Due to these changes, you need someone in your corner to help you with the big-picture financial planning.
FINANCIAL ADVISOR MINNEAPOLIS
At 360 Financial, we help people across the United States, including clients in Minneapolis and neighboring towns. We’re based out of Wayzata, MN; however, we are happy to work with clients via Zoom or over the phone. In this digital era, you no longer have to work with the advisor down the street; you can choose to work with a team that understands you and your situation best.
FINANCIAL ADVISORS AND FINANCIAL PLANNERS
SERVING MINNESOTA
At 360 Financial, Your Big Picture Plan is Our Priority
Our team is dedicated. We genuinely care about our clients. Every client gets a comprehensive financial plan specifically designed for each client. We truly partner with our clients and help them pursue their financial goals.
FINANCIAL PLANNING AND WEALTH MANAGEMENT SERVICES
At 360 Financial, we aim to take care of every single client like they’re our family. As an independent firm, we aim to provide outstanding service and personalized big picture planning.
Wealth Management and Financial Planning Services Include:
- Meaning-of-life questions on life goals, money, and values alignment
- Comprehensive & long-range wealth management & financial planning
- Education planning & funding (college planning)
- Estate & estate tax planning
- Generational wealth
- Investment advice & management
- Philanthropic planning & charitable giving
- Retirement goals & planning
- Risk management
- Specialist referrals
- Tax planning & strategies
*You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
COMMON QUESTIONS
How much money do I need to have to work with you?
Our ideal client has $1M or more in investable assets or the ability to get there. (ie. If a client is younger and is building wealth, we know they will eventually have $1M or more in assets at retirement.)
How do you charge? What is your cost structure?
We charge assets under management (AUM) fee. Essentially that means we charge a fee on the assets that we manage. It’s a percentage of your account value
Are you fiduciaries?
Yes, as Investment Advisor Representatives with our Registered Investment Advisor, we are fiduciaries and act in the best interest of our clients.
Are you a fee-only financial advisor?
Yes, we do not charge commissions—only our fee, based on assets under management.
What are the benefits of working with a financial advisor?
A financial advisor should give you a comprehensive plan by looking at your entire financial picture and working with you to pursue your goals. They should meet with you at least annually to review your plan and make changes as necessary. Your advisor should be your partner and listen to you and your needs. Investing is a big part of it, but it shouldn’t be the only part that your advisor focuses.
What is the difference between a financial planner and a CFP?
A CFP is a fiduciary, and they have to act in the best interest of their clients. They also know how to create a comprehensive plan, as they have studied risk management, estate planning, and taxes.
A financial planner that does not have a CFP designation does not need to act in the best interest of their clients, and they only do what is suitable for their clients. Of course, most still act in the best interest, but you must be careful with who you choose if they do not have the designation.
What should I bring to my first meeting with you?
You don’t need to bring anything if you don’t want to. The first meeting is just a conversation about your overall financial picture and your goals.
How do I schedule a call or meeting?
Email or call Emily in our office. She will send you a scheduling link to choose a date and time that work best with your schedule. Or click below.
What are your assets under management at 360?
$420M + as of 7/1/2022.
WHERE TO FIND 360 FINANCIAL IN MINNESOTA
At 360 Financial, we work with clients throughout Minnesota and the USA. While we’re based in Wayzata, just outside of Minneapolis. However, we also love working with business owners and other successful entrepreneurs who may be living a location-free lifestyle or are out of state.
Directions and Map to 360 Financial
DOES 360 FINANCIAL HAVE THE TOP FINANCIAL ADVISORS IN MINNESOTA?
Well, we like to think so. But you’ll have to be the judge of that. We encourage you to schedule a call below to meet with one of our team members. You’ll be asked questions and get a better feel for what makes 360 different and why we’re about to provide such excellent service to our clients.
Schedule a 15-minute Call
Click here to schedule an introductory call with one of 360 Financial’s advisors.
Find out how we can help you with your financial goals.
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