What are your financial goals?
Is your financial advisor helping you get there?
You deserve to have the best possible guidance when building and protecting your wealth and legacy.
At 360 Financial, we take the time to get to know you on a deeper level so that your financial plan and portfolio meets your needs.
Circumstances change.
Life can throw the unexpected at you.
During those times, your financial advisory and wealth management team will be there to guide you so you stay on track with your goals.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Financial Planning and Wealth Management in Minneapolis
At 360 Financial, we are fiduciary financial advisors, financial planners, and CFPs here to help you create your big picture plan.
Based in Wayzata, with clients in Minneapolis and across Minnesota and the U.S., we specialize in helping successful professionals and business owners move towards their big picture financial goals.
Does this sound like you?
-
You’re planning for retirement and want to get all your ducks in a row.
-
You want to ensure you leave a positive legacy.
-
Preserving generational wealth is important to you.
-
You don’t want to overpay your tax, so tax planning is important to you.
-
You’re concerned about having income flow in your old age.
-
You’re not trying to beat the market. But you do want to sleep well at night.
-
You want the guidance of an advisor who works in your best interest at all times.
-
Family and community are important to you.
-
You work hard and want to take care of what you’ve built.
-
If you’re a business owner, succession planning is on your to-do list.
Our Team of Experts + Your Vision & Values
.jpg)
30 Years of Experience
We know what it’s like to work hard and make sacrifices to give your family the best. We aim to work as hard as you do to ensure your family's financial future is protected.
-
Over 30 years of experience as CFPs and financial advisors
-
$500 million in assets under management
Top Financial Advisors in MN
At 360 Financial, we aim to take care of every single client like they’re our family.
As an independent firm with a team of eight qualified financial advisors our goal is to provide outstanding service and personalized big picture planning. We are fee-only fiduciary financial advisors who put your needs and goals first.
What Is Fee-Only Financial Planning?
A fee-only financial advisor doesn't sell you products in order to earn a commission.
There are no hidden fees. When working with a fee-only financial advisor you will pay a percentage of assets under management. This covers all the services provided by your advisory firm.
At 360, you receive comprehensive wealth management services, and you don’t have to worry about hidden costs.
What Are the Benefits of Working with a Fiduciary?
A fiduciary financial advisor has a legal obligation to act in your best interests at all times.
Not all financial planners or advisors are fiduciaries. Thus, when looking for a wealth management team, it’s important to check the designations your advisor has.
One main benefit of working with a fiduciary is that you can sleep well at night knowing your advisor is always acting in your best interest.
.jpg)
.jpg)
.jpg)
.jpg)
We specialize in helping business owners and entrepreneurs diversify and plan for succession.
.jpg)
We ensure your money is working hard and invested in line with your business and personal goals.
.jpg)
Keep everything under one roof when you work with our CPA partner, Rapacki.
Financial Advisory Services
360's Big Picture Planning
Here's How It Works
Minneapolis Financial Advisors
Build and Preserve Your Wealth with Financial Advisors & Planners in Minnesota
All of 360 financial’s advisors with Certified Financial Planner (CFP) designations can build a complete financial plan for you.
Our services include the following:
-
Comprehensive and long-range wealth management and financial planning
-
Education planning and funding (college planning)
-
Risk management
-
Specialist referrals
-
Personal tax planning and strategies
-
Business tax planning and strategies
-
Retirement savings and planning
-
Retirement tax planning strategies
-
Implementing retirement plans
-
401(k)s, SEP IRAs and SIMPLE IRAs
-
403(b) rollover services
-
Estate and estate tax planning
-
Will and trust planning
-
Legacy planning
-
Generational wealth planning
-
Investment advice and management
-
Philanthropic planning and charitable giving
-
Retirement goals and planning
-
Business Owner Cash Flow Planning
-
Succession Planning
You are under no obligation to use the services of any of the outside professionals referred, and may choose any qualified professional to provide services. These entities and their services are not affiliated with LPL Financial and 360 Financial.
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Do you have an up-to-date financial plan?
Your financial plan is a step-by-step guide to help you pursue your goals.
A well-structured financial plan is crucial because it serves as a roadmap to your financial success.
It not only outlines your financial goals but also provides a strategic approach to reach them, factoring in your income, expenses, and lifestyle.
A robust financial plan goes beyond just managing your money.
It ensures your financial decisions align with your life objectives, enabling you to confidently navigate life’s uncertainties and build a secure future. Financial planning is one of the essential elements you need when building wealth and pursuing financial independence.
What should you expect from a financial advisor?
-
You should expect a comprehensive financial plan that is updated at least annually
-
You should expect a financial advisor to reach out to you quarterly.
-
Your financial planning office should know you and your family and address any of your needs.
Your investment advisor should be your partner in pursuing your goals.
We believe that your investment advisor and financial planner should be working right beside you with your best interest at heart at all times. We believe that your financial advisor should be caring, open, and honest. They should give you a comprehensive plan by looking at your entire financial picture.
Finally, your financial advisor should meet with you annually to review your financial plan and investments and make changes as necessary.
Without a clear plan, you may be missing out on opportunities to protect your wealth and prepare for the future.
Many people think that you have to have $100M in assets to have a wealth management team that looks out for your entire financial big picture. But that’s not the case.